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Titlethe oc coastal blog - south orange county real estate, events and news

Length: 70, Words: 13
Description laguna beach, dana point, monarch beach, laguna niguel and san juan capistrano real estate, homes for sale, events and community information

Length: 140, Words: 21
Keywords laguna beach, real estate,monarch beach,homes for sale,dana point,mls,realtor,laguna niguel,home search,san juan capistrano,estate,events,news
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the oc coastal realty blog
3 bedroom 2 bath end unit cul-de-sac home in beach-close gated community


fully furnished executive estate in the gated community of pointe monarch
30-year mortgage rate rises to just below 4%
five home improvements to avoid for resale
how to manage a mortgage after a divorce
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strong
list price: $12,000 
mls#: oc15060441 
by geoff williams
you may want to get your name or your ex’s name off the mortgage.
don’t buy a home during the divorce proceedings.
where should you live during the divorce proceedings?
you may be better off without a mortgage.
b
list price: $12,000 
mls#: oc15060441 
by geoff williams
you may want to get your name or your ex’s name off the mortgage.
don’t buy a home during the divorce proceedings.
where should you live during the divorce proceedings?
you may be better off without a mortgage.
i
em
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em 0
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capistrano beach http://www.occoastalblog.com/homes-for-sale/dana-point-real-estate/capistrano-beach-homes-for-sale-and-real-estate-listings/
crystal cove http://www.occoastalblog.com/homes-for-sale/dana-point-real-estate/crystal-cove/
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dana vista http://www.occoastalblog.com/homes-for-sale/dana-point-real-estate/190-2/
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diamond ridge estates http://www.occoastalblog.com/homes-for-sale/dana-point-real-estate/diamond-ridge-estates/
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lantern bay villas http://www.occoastalblog.com/homes-for-sale/dana-point-real-estate/lantern-bay-villas/
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monarch beach homes for sale and real estate listings http://www.occoastalblog.com/homes-for-sale/monarch-beach-homes-for-sale/
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niguel shores broadmoor homes http://www.occoastalblog.com/homes-for-sale/monarch-beach-homes-for-sale/niguel-shores-broadmoor-homes/
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tennis villas http://www.occoastalblog.com/homes-for-sale/monarch-beach-homes-for-sale/tennis-villas/
the estates at monarch beach http://www.occoastalblog.com/homes-for-sale/monarch-beach-homes-for-sale/the-estates-at-monarch-beach/
the villas at monarch beach http://www.occoastalblog.com/homes-for-sale/monarch-beach-homes-for-sale/the-villas-at-monarch-beach/
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laguna beach recently sold homes http://www.occoastalblog.com/recent-sales/laguna-beach-recently-sold-homes/
laguna niguel recently sold homes http://www.occoastalblog.com/recent-sales/laguna-niguel-recently-sold-homes/
monarch beach recently sold homes http://www.occoastalblog.com/recent-sales/monarch-beach-recently-sold-homes/
san juan capistrano recently sold homes http://www.occoastalblog.com/recent-sales/san-juan-capistrano-recently-sold-homes/
contact the oc coastal group http://www.occoastalblog.com/contact-the-oc-coastal-group/
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3 bedroom 2 bath end unit cul-de-sac home in beach-close gated community http://www.occoastalblog.com/36151-2/
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furnished ocean view executive home for lease in monarch beach http://www.theoccoastalgroup.com/home-search.html#propertyid=1029962980
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fully furnished executive estate in the gated community of pointe monarch http://www.occoastalblog.com/fully-furnished-executive-estate-in-the-gated-community-of-pointe-monarch/
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garry loss http://www.occoastalblog.com/author/garrytheoccoastalgroup-com/
30-year mortgage rate rises to just below 4% http://realestate.aol.com/blog/2014/10/30/30-year-mortgage-rate-rises-to-just-below-4/
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midst of a divorce http://money.usnews.com/money/personal-finance/articles/2013/08/19/why-a-collaborative-divorce-makes-financial-sense
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the oc coastal realty blog where do you want to live? menu skip to content homehomes for sale and real estate listings dana point homes for sale and real estate listings admiralty beach road bluffside villas capistrano beach crystal cove dana by the sea dana crest dana d’oro dana vista dana woods diamond ridge estates encantamar harbor heights lantern bay estates lantern bay villas lantern village custom marinita townhomes marluna pilgrim’s bluff sea ridge seabourne sunset hill terraza del mar the landing thunderbird capistrano thunderbird west waterford point laguna beach homes for sale and real estate listings alta vista arch beach heights blue lagoon coast royal emerald bay emerald terrace irvine cove laguna village laguna niguel homes for sale and real estate listings monarch beach homes for sale and real estate listings antigua california cortina cape cove corniche sur mer emerald ridge marquesa monarch bay monarch bay terrace monarch bay villas montego niguel shores broadmoor homes niguel shores custom homes niguel shores garden homes niguel shores sea terrace niguel shores terrace niguel shores villas pointe monarch regatta ritz cove ritz pointe tennis villas the estates at monarch beach the villas at monarch beach san juan capistrano homes for sale and real estate listings recent sales dana point recently sold homes laguna beach recently sold homes laguna niguel recently sold homes monarch beach recently sold homes san juan capistrano recently sold homes contact the oc coastal group 3 bedroom 2 bath end unit cul-de-sac home in beach-close gated community click picture to view full size image 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 |34 | 35 | 36 | 37 | 38 | 39 pause slideshow offered at $624,999 beautifully updated condo beach close!!! 24124 paseo corona dana point, ca 92629      welcome to this rarely available, 3 bedroom 2 bath end unit cul-de-sac home in the beach-close gated community of dana light. inside, you’ll appreciate the vaulted ceilings, light-filled open concept living space with a unique stacked stone led backlit mirror feature wall, gas fireplace and 2 decks. this home has been beautifully remodeled with extensive use of the finest finishes including carrara marble counters in kitchen, bathrooms and even the laundry room, new double pane milgard windows, laminate and tile flooring throughout and high end lighting and ceiling fans in the living room and all 3 bedrooms. the kitchen is a chef’s delight with stainless energy star kitchen appliances, led under-counter lighting, self closing drawers and cabinets and a breakfast bar. convenient laundry room with stacked full-size washer and dryer, sink and storage. the master bedroom suite has 2 large closets, which can be converted into a large walk-in, dressing area and ensuite master bath with skylight. a 1-car garage and an assigned carport parking included along with guest parking. community features include tennis, pool, spa, bbq, club house, sport court and picnic area. just minutes to beautiful beaches, golf, lantern district shops and restaurants, the dana point harbor and the ritz carlton and monarch beach resorts. this is beach close living at it’s finest! brought to you by:     visit my website     send me an e-mail garry loss truss realty group 26381 crown valley pkwy # 200 mission viejo, ca 92691 phone 949-464-8345       share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in beach house, home listings, homes for sale, real estate on june 12, 2017 by garry loss. click picture to view full size image 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 pause slideshow offered at $799,999 24612 harbor view drive #56d dana point, ca 92629      hi everyone! we’re moving! if you know anyone who may be interested in buying our home, please have them contact my agent. feel free to pass this announcement on to anyone you think may be interested. please see the property comments below and the pictures for more details. thank you! this is the ocean view home you’ve been waiting for! a 3 bedroom 2 1/2 bath 1700 sq. ft. ocean view end unit cul-de-sac home in the community of dana vista.  inside, you’ll find an open concept ocean view living space, gas fireplace and upgrades that includes the kitchen, baths, double pane windows, solid wood panel doors and more.  additionally, there is a private den / office that opens to the patio and a 1/2 bath on the first floor. off of the living area is a large ocean view deck upgraded with trex decking. the kitchen is a chef’s delight with granite countertops, new cabinetry, stainless steel appliances, and a breakfast bar. conveniently located laundry on the 2nd floor where the master and 2 secondary bedrooms are located.  the master bedroom en-suite features 2 large closets, a master bath, private deck and an ocean view from bed. all bedrooms have vaulted ceilings. a 1 car garage and an assigned additional parking spot included along with guest parking. the community features a pool, spa, club house and one of the best spots to view the 4th of july fireworks from the harbor. walk, bike or drive to beautiful beaches, world class golf, lantern district shops and restaurants, the dana point harbor, public parks, tennis courts, the ritz carlton and monarch beach resort.  and did i mention the ocean view? brought to you by:     visit my website     send me an e-mail garry loss truss realty group 26381 crown valley pkwy # 200 mission viejo, ca 92691 phone 949-464-8345       share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in affordable homes, beach house, home listings, homes for sale, real estate on june 12, 2017 by garry loss. furnished ocean view executive home for lease in monarch beach   4 via corsica, dana point (mls #oc17123090) inside the exclusive gated community of pointe monarch sits this elegant single family detached estate which offers a short walk to salt creek beach, st. regis and ritz carlton resorts, monarch links… theoccoastalgroup.com share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in beach house, home listings, luxury real estate, real estate, rental market, renting and leasing (real estate) on june 12, 2017 by garry loss. fully furnished executive estate in the gated community of pointe monarch list price: $12,000  mls#: oc15060441  inside the exclusive gated community of pointe monarch sits this elegant estate home which offers a short walk to salt creek beach, st. regis and ritz carlton resorts, monarch links golf course and shopping. this 4 bedroom and 4 bathroom home boasts 4650 square feet of open floorpan luxury with modern lighting and furniture imported from italy. a chef’s kitchen with dacor stainless steel appliances, 2 double drawer dishwashers, sub-zero refrigerator, marble countertops and glass subway tile backsplash opens to the family room. in addition to the interior courtyard with a wall to wall water feature, this home has sweeping views of the ocean from the kitchen, living room, master bedroom and the back yard. one of the upstairs bedrooms has a treadmill and elliptical machine. there is a huge bonus loft on the second floor – great for the kids when you’re entertaining downstairs. everything you need to just move right in, including the flat screen tv’s in the family room, gym, loft and master bedroom. available on a multi-year lease. oc coastal living at it’s finest! garry n. loss principal / realtor o: 949-288-6777 m: 949-235-3474 f: 888-287-8405 [email protected] www.occoastal.com dre lic#: 01419428 truss realty group share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in beach house, luxury real estate, real estate, renting and leasing (real estate) on march 25, 2015 by garry loss. 30-year mortgage rate rises to just below 4% filed under: news, buying, financing, refinancing lenny ignelzi/the associated pressmortage rates have ended a five-week decline according to the latest survey by mortgage giant freddie mac. washington — average u.s. long-term mortgage rates arrested their five-week decline this week but the benchmark 30-year loan remained below 4 percent. mortgage company freddie mac said thursday the nationwide average for a 30-year mortgage rose to 3.98 percent from 3.92 percent last week. it remained at its lowest level since june 2013. the rate stood at 4.53 percent back in january. the average for a 15-year mortgage, a popular choice for people who are refinancing, increased to 3.13 percent from 3.08 percent. the sustained decline in long-term rates sparked a boomlet of homeowners looking to refinance mortgages. homeowners eager for a bargain rate fired off inquiries to lenders. applications for “re-fi’s” jumped 23 percent in the week ended oct. 17 — reaching their highest level since november 2013, according to the mortgage bankers association. but refinance applications fell 7 percent in the latest week, ended oct. 24. in recent weeks concern over global economic weaknesses brought market turmoil and sent investors seeking safety by pouring money into u.s. treasurys. higher demand drives up prices for those government bonds and causes their yields to drop. the yield on the 10-year treasury note touched new lows. mortgage rates often follow the yield in the 10-year note. this week, the 10-year note rose to 2.32 percent wednesday from 2.22 percent the previous week. the note traded at 2.29 percent thursday morning. to calculate average mortgage rates, freddie mac surveys lenders across the country between monday and wednesday each week. the average doesn’t include extra fees, known as points, which most borrowers must pay to get the lowest rates. one point equals 1 percent of the loan amount. the average fee for a 30-year mortgage was unchanged from last week at 0.5 point. the fee for a 15-year mortgage also remained at 0.5 point. the average rate on a five-year adjustable-rate mortgage rose to 2.94 percent from 2.91 percent. the fee was steady at 0.5 point. for a one-year arm, the average rate edged up to 2.43 percent from to 2.41 percent. the fee held at 0.4 point. permalink | email this | comments share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in home buying, mortgage rates, mortgages, refinancing and tagged buying, financing, news on october 30, 2014 by the associated press. five home improvements to avoid for resale it’s only natural to make the home you bought more comfortable and functional for your household. but before you put in a hot tub or convert the garage into a… share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in sellers' advice on october 29, 2014 by blanche evans. how to manage a mortgage after a divorce filed under: news, financing, home equity shutterstockin divorce, the matter of who gets the house can become moot without proper financial planning and professional advice. by geoff williams in a divorce, it’s bad enough that you’re losing someone you once loved or may still love. it’s even worse when you find out you may lose your house, too. and finding a replacement, much like starting a love life all over, won’t be easy. after all, lenders tend to give mortgage loans to people with good credit and a solid stream of income. if you were previously a two-income household, you aren’t now, and if you’re paying alimony, you have less money than you did. whether you’re in the midst of a divorce or its aftermath, here are some things you can do to land a mortgage and what you can reasonably expect. you may want to get your name or your ex’s name off the mortgage. but perhaps not; it depends. if you are planning to buy a house, and your ex is living in the home you co-own, then ideally, your ex it can be difficult for a person paying alimony to buy a house because of the way lenders look at that alimony. needs to refinance in his or her name. that will decrease your debt and increase your odds of being able to get a new mortgage. what if your ex can’t refinance on her or his own? if you’d like to see your ex and the kids remain in the house, you may want to leave your name on the mortgage and co-own the house for a while with your ex. “people do that all the time,” says katie connell, a family law attorney with boyd collar nolen & tuggle in atlanta and a governor-appointed member of the georgia commission on child support. “i’m stereotyping, but often a woman who didn’t work full time and doesn’t have the income stream or the credit to buy her own house, she and her ex-husband have agreed, with their family transitioning and changing, that it’s in their better interest to keep mom and the kids in the house for, say, four or five years or when the kids go into their college freshman year,” she says. “the husband is often willing to essentially extend his credit to his ex-wife by letting his name stay on the mortgage.” if you’re going that route, connell says you’ll want to work out details about how profits will be split once the house is sold down the road. it may not be an equal split since one ex-spouse will be likely making the mortgage payments and possibly spending money to maintain the home for those extra years. connell says that arrangement tends to work better if the ex without the house still has enough income and good credit to buy a new home of his or her own. don’t buy a home during the divorce proceedings. even if you’re rich beyond belief, and your credit and income stream are solid, it’s still a risky move. connell says one of her clients lost $10,000 in earnest money when he tried to buy a house during his divorce proceedings. “he had great credit, a very good income, but when the lender found out he was going through a divorce, they said, ‘your alimony and child support payments are question marks,'” connell says. “by the some lenders won’t even consider letting a divorced person who receives alimony use that alimony as evidence of income…. way, this client had a different lawyer back then. if i had been representing him, i would have said, ‘don’t do it!'” connell adds that when the client’s ex learned he lost $10,000 in earnest money, the ex’s lawyer naturally felt that the ex was entitled to at least half of that money – it was, after all, money that otherwise would have been in the pot of assets to split. it can be difficult for a person paying alimony to buy a house because of the way lenders look at that alimony. “alimony is considered a debt,” says susan pryor, branch manager of silverton mortgage specialists, a direct lender in atlanta. “if you make $10,000 a month and give $3,000 to your ex-spouse, the lender doesn’t look at it like you’re making $7,000 a month. they look at it like you have a $3,000 car payment every month.” where should you live during the divorce proceedings? assuming you aren’t selling the house immediately and you’re both looking for a place to rent, there are two common approaches couples take, according to connell. stay in your house with your soon-to-be ex. “we definitely see more people grinning and bearing it and living together longer,” connell says. “we saw a lot of that in this last recession.” it’s an idea that makes some sense. living together awhile longer will save you both money. and especially if you have children, maintaining a civil relationship under the same roof may help with your post-divorce relationship. you could nest. you hear “nesting” used a lot in pregnancy, but connell says that in the divorce industry, the term refers to renting an apartment near the house and living there while a divorce is worked out. “we see a lot of couples who take turns living there, and the kids stay in the house,” connell says. connell adds the latter arrangement may not work for couples who still harbor a lot of anger or suspicion. she recalls an instance where a wife was convinced the husband was unplugging lamps and cable cords throughout the house before he would leave for the week. “no damage or harm was done, but [the wife felt] it was just to be a pest,” connell says. meanwhile, the husband said the cords came unplugged from his vacuuming, and that the wife was leaving dirty dishes in the sink. whatever you do, pryor urges divorcing homeowners to not rush their decision of where to live next. “you may be under tremendous stress, and it’s an emotional situation. divorce can shake your planning, and you may not be able to make the right decisions,” she says. besides, you may not be able to rush, even if you want to. some lenders won’t even consider letting a divorced person who receives alimony use that alimony as evidence of income until there’s a six-month history of alimony payments being paid on time, connell says. you may be better off without a mortgage. this may be the last thing you want to hear if you want to hang onto your house or buy a new home. but the money math may not add up. it’s a common mistake with divorced homeowners, says jean ann dorrell, a certified estate planner in sumter county, florida. many people, she says, are “trying to hold onto a house because it’s where the kids grew up or because you don’t want the kids to have to change schools, you don’t want to lose friends and you stay too long trying to afford something you never could have or should have.” pryor agrees. “we see it a lot,” she says. “it’s especially emotional when children are involved.” she adds that spouses who didn’t know a divorce was coming tend to be the ones who can’t face their new budget. pryor recommends professional help for anyone divorced and struggling to keep their home or figure out where to live next. “i think it’s important to do some financial planning, and there are planners who focus on divorce, so you can see what money is coming in and what’s going out,” pryor says. “just because you can barely make that mortgage payment every month doesn’t mean you should stay in the house.” permalink | email this | comments share this:click to share on facebook (opens in new window)click to share on linkedin (opens in new window)click to share on twitter (opens in new window)click to share on google+ (opens in new window)click to share on pinterest (opens in new window)click to email this to a friend (opens in new window)click to print (opens in new window)like this:like loading... this entry was posted in home buying, home loans, mortgages and tagged financing, home equity, news on october 29, 2014 by u.s. news. post navigation ← older posts search for: subscribe to blog via email enter your email address to subscribe to this blog and receive notifications of new posts by email. join 183 other subscribers email address search for homes housing trends newsletter pages contact the oc coastal group homes for sale and real estate listings dana point homes for sale and real estate listings admiralty beach road bluffside villas capistrano beach crystal cove dana by the 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